How to Earn Extra Money in the UK – 101 Ways For 2020

Whether you’re just starting your retirement planning, trying to support your growing family or at the end of your career and need an extra income to bolster your savings, side-jobs can be the differences between a happy and sad retirement.

Throughout my life, I’ve always had a full-time job and a side-job that helps to pay the bills. The income that I’ve created from my side-jobs has allowed me to travel, save and support my family. The idea behind having a side-job is that one day, I won’t have to work because my retirement planning to will be a success.

Below are 101 ways to earn extra money in the UK this year that you should think about during your journey to a successful retirement.

Online Jobs

Paid Surveys – Marketing is a big business across the UK and very expensive. Rather than companies making mistakes, they’re happy to pay you for your opinion. Paid surveys allow companies to learn what their target audience looks like and how best to utilise their marketing budget. If this process is completed correctly, companies can save millions in advertising spend. Best of all, you don’t need an education or qualifications and can take a paid survey from anywhere in the world.

Pay-outs are typically between £0.50 to £3 and often take around 15-20 minutes to complete. Make sure you stick to the major players in the UK such as Surveyspotter and SwagBuckets and avoid the scams.

FreeLancer – Across the internet, they are hundreds of websites that have been set up to cater to the online market. This could be anything from basic IT to data entry or even writing flyers and sales documents. Typically jobs will be paid by the hour; however, there’re lots of fixed priced jobs online. £10-15.00 per hour is realistically possible for this type of work, yet finding new customer depends on your reviews, ratings and referrals.
Remember, reputation is everything online. A few bad comments where you’ve not completed the job in hand, and it could be complicated to find your next project.

Start A Blog – If you love writing and have in-depth knowledge in a specific subject, blogging could be for you. It all starts with writing content for your blog, however, these days setting up a blog is not complicated, and step-by-step instructions are provided. You’ll need plenty of content to attract an audience, however, once you do, there are four ways to make money;

  • Advertising – This is where you get paid for putting ads on your blog. Examples include Google Ads or Exotic Ads.
  • Affiliate Marketing – This is where you refer customers to a specific product via your blog. If they buy it, you get a commission.
  • Digital Products – If you have a product such as an e-book or a course, you could sell it directly on your website.
  • Services – If you provide a service such a cleaner or a gardener, you could sell your services from your website.

Drop-shipping – In principle, this is a great idea that could quickly generate some high income. Across the internet, there are lots of examples of people who make thousands each month, when done correctly. The idea behind drop-shipping is to set up an online shop that sells a specific product. When the product is ordered, the product is shipped directly from the supplier. This means that you never touch the physical product and earn the margin between the price you bought it, and the price you sold it.

Freelance Writer – If you don’t want to start your own blog, but still enjoy writing, becoming a freelance writer could be an option. To earn a decent living, you need to focus on your portfolio of work. You can build this by either reducing your rates and concentrating on building your rating and feedback or by creating a collection of work on free websites such as Medium and It will take a while to build up your income, but £30-50.00 per hour and more, is easily possible.

Proof-Reader – If writing is not for you, but you have excellent grammar skills, you could look at becoming a freelance proof-reader. A lot of content across the internet is typed out by product managers or content managers who can think of an idea but struggle with formatting and grammar. This is where you come in. Earnings are slightly less than a freelancer writer above, and like above, it will take a while to build up your income as your reputation increases, but £20-30.00 per hour is very realistic.

Transcriber – If you don’t want to write but are fast at typing, a transcriber role could be for you. Websites such as Scribie, Transcribe, Speechpad or Me in the US, or Typeout, Transcriptdivas or Trascribe-UK in the UK will pay you to transcribe reports. You could also advertise of Freelancer or Upwork for freelance projects.

Translator – Are you fluent in a second language other than English? Businesses are global these days and always require a freelance translator to be available. Websites such as TranslatorUK and Translate-UK are great places to find work, although, like above if you build up a great reputation on, you could easily pick up a few hours work each day.

App/Software Development – Do you know how to code? If so, you could work at home developing mobile applications or developing software. All you need is a laptop and a connection to the internet.

Social Media Manager – Another great online job and another job that doesn’t take much in the way of skill or knowledge. Effectively your job is to manage the social media accounts (Instagram, Facebook, Twitter and a selection of others) of a company and make sure they’re posting the right things on their accounts.

Virtual Assistant – Most companies these days have VA’s (Virtual Assistants) to manage a list of small jobs that don’t need any skills or experience to get done. VA’s typically handle things like scheduling meetings, essential customer support and basic administrative tasks.

Graphic Designer – You don’t need a degree in graphic design, but you will need a flair for design and know your way around programs like photoshop. Typically, graphic designers will be involved in projects such as infographics, adverts or website images. It’s a competitive environment, but the rewards are enormous for the right person.

Online Teachers – The days when teachers are only in demand in schools is long gone. Today there is a huge demand for teachers online either at online schools or as private tutors. Websites such as VIPKID, Chegg and Wyzant are great places to start.

Part-Time Jobs

Food Delivery – Food delivery is a big business across the UK. Companies such as Deliveroo, JustEat and UberEats operate in many locations across the UK and continuously require drivers to deliver food. It might be hard work, but you can get signed up and delivering food quickly.

Wages are good. With each delivery you make, you’ll earn between £4 and £5.00. However, you’ll also have the possibility to receive tips and fee-boosts where these food delivery companies (Deliveroo does this) will pay you an extra £1.50 per delivery during busy periods. In a major city, it’s easy to earn £10 per hour.

Uber Driver – If you own a car (you could get a rent to own), Driving Licence, Private hire licence (from a council that Uber is licensed by) and private Hire Insurance that allows you to transport passengers for hire and know how to drive, you could become an Uber Driver.

How much can you make? If you speak to Uber, they think you can easily make £1,000 per week, however across the internet; the actual figures are slightly less. feels that if you drive 60 hours per week, you might be able to achieve this, however even then, Uber takes 25% reducing this down to £750 a week. This would leave you with a Gross Income of £39,000 a year before tax and expenses.

Expenses are likely to run around £12,220 vehicle rental minus the ~£2500 petrol cost (for a Prius) and minus the ~£1200 cleaning costs. That’s roughly £24,000 per year for a 60-hour working week, (For the 2019 / 2020 tax year £24,000 after tax is £19,856 annually, and it makes £1,655 net monthly salary)

Airbnb – If you have a spare room, you can quickly become an Airbnb host renting out that room to guest from all over the world. The Airbnb platform makes it very easy to become a host. The trick to becoming successful, is to watch out for your reviews. Good reviews equals a higher ratings and more nights rent.

Dog Walking/Sitting – is one of the fastest-growing business in the UK. Depending on where you live, as a dog walker, you can expect to earn between £6-10 per dog for walks that last between 30 minutes and an hour.

Creative Jobs

Creative Jobs – Write a Book – If you’ve got a good idea for a book and enjoy writing, how about using those creative skills to write a book. It’s not an easy and process and not something you’re going to do this weekend, but with a lot of work, you could write your own book. There are three types of books you could write;

  • Kindle Book – Amazon makes this process very easy
  • PDF Book – create a pdf and upload it to pdf book website
  • Paperback Book – KDP Print service. The service is print-on-demand, meaning you don’t need to stock a garage full of books. After you upload your files and set your prices, Amazon prints and ships out each copy as customers place their orders.

Audio Books – Why stop with writing a book, create an audiobook. If you don’t want to use your own voice, you could hire a professional narrator.

Voice Over – As mentioned above, you can write a book and pay a professional narrator or possibly you could be the narrator.

Create A Course – Are you a master at Excel or PowerPoint, or maybe you’re master a drawing or taking photos? If so, you could create a course and sell it online using Udemy, Skillshare or Teachable

Merch By – Amazon UK is not only a massive online store, but they also own a selection of business that allows you to make money from your own home. One of these businesses is Merch. The business model works by allowing users to create designs online, which can be printed onto T-shirts. Amazon handles the product page, the T-Shirts the T-Shirt printing, the shipping, and even the customer service, allowing to concentrate solely on your chosen artwork.

Picture/Photo Licensing – If you have a passion for photography, you can make money selling your photo’s online. Websites such as, Adobe Stock, Shutterstock and Alamy are great places to start. Generally, this website will pay by the picture sold, and with the commission at around 30%, you’re going to need thousands of photos to make money. That said, there are people earning thousands each month.

Passive Income Ideas

Peer to Peer Lending – Have you heard of peer-to-peer lending? It’s a financial system that matches the borrower with investors that are willing to fund their loans. As an investor, you are acting as the bank, which is pretty neat. Using a service like is a great way to act as a lender and earn interest on your money. is written by David Jacobs who is on a quest to retire early and get out of the rat race. David is a financial expert who lives for early retirement. Follow his journey making money, saving and investing to retire early and get the best out of his retirement.

4 thoughts on “How to Earn Extra Money in the UK – 101 Ways For 2020”

  1. Very informative stuff. I really learned a lot of things after reading this thoroughly. Keep on posting. Thank you.


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