Covid-19 has been a nightmare for everyone involved. It’s been two years of restrictions and uncertainty, but hopefully, it’s coming to an end. While slowly things are beginning to get back to normal and most importantly we can start travelling again. The problem is that many businesses are still closed, and while there are a …
Going to university in the UK is an expensive proposition these days and begs the question of whether it’s really worth it. In the UK today, it will likely cost you £9,250 per year in University fees, another £5,200 per year for accommodation and realistically the same again for food, books and some form of …
If you have been reading this blog for a while, you’ll know that I’m not a millionaire. In all honesty, I’m far from it, or I was until recently. As it stands today, my wife and I work full time with earning about £90,000 and Sarah, my wife, about £40,000 on a Gross Basis. We …
Retirement is a topic that I think about daily. It’s not that I don’t enjoy working, I do, it’s that I want to have the freedom to choose when I work. Today, I’m tied to my job, I have to work, pay for life, my children, and my financial future. If I keep saving, investing, …
If you’re anything like me, your monthly food bill is a horrific experience and one that, with inflation, is only ever getting worse. Each month, families worldwide spend a large proportion of their monthly income on the weekly food bill, but does it have to be this way? What if I said to you that …
Retirement homes offer a perfect solution for couples or individuals who need to downsize but want to move into an established community. Some retirement homes offer great deals with many additional features like social spaces that can make retirement even more pleasant. Selling your large family house to free up cash is very common, but …
As a family, we have try to have two holidays a year. Its something we budget for, something we save for, and most importantly, something we enjoy. Typically, one holiday is a beach holiday, and the other is something different. Ten years ago, we went skiing and I bought we bought of paid of skiing …
Cycling has always been popular among people. It is an excellent form of exercise that can help keep you healthy, and most of the time can save a lot of money. In the last 18-month bikes have substantially increased in price. It’s not that the demand for bikes was any less than before. It’s due …
I filled my car up last week, which these days is a horrific experience. The problem is that we’re all so reliant on cars to get around, and with petrol prices running at approximately £1.30 a litre, your average 60-litre tank is now a massive £80 to fill up. According to research in the UK, …
Choosing a financial adviser is a decision that should not be taken lightly. The difference between a good and a bad financial adviser can easily be hundreds of thousands of pounds. The two tables below show the difference between investing £200 per month with the help of a Financial Adviser costing you 2.5% per year …
We’ve talked in the past about cheque’s and what is the appropriate way to write a cheque so that you don’t have a problem when it comes to paying in a cheque. The most important part of the writing cheque process is your signature, which in the UK today, is the number one reason for cheque’s bouncing. …