How Long Does Bad Credit Last in the UK?

How Long Does Bad Credit Last in the UK?

There are many different things that go into having bad credit; bankruptcy, late payments, credit searches, default debts, and plenty more. The thing is that each of these has a different impact on your credit, and for different periods of time. Bad credit is not something that goes away the next calendar year but eventually, …

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How Much Rent Should I Charge

How Much Rent Should I Charge?

Deciding how much rent you want to charge as a landlord is a complicated affair, especially if this is your first endeavor into this space. You want to make a profit, but don’t want to make it so prohibitively costly that no one can afford to live there. The positive of having tenants is the …

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how long does a crb check take

How Long Does A CRB Check Take?

When applying for a new job, you can expect the process to involve several steps, and one of those is the CRB (Criminal Records Bureau) Check. This step allows the employer to get information on your criminal history. They will find out about your history of convictions, warnings, or anything else on your record that …

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how do i check my esta expiry date

How Do I Check My ESTA Expiry Date

If you are planning a trip to the United States, you will need to find out your authorization for the Visa Waiver Program. This program determines whether someone is eligible to travel to the United States for business or tourism purposes. The maximum length for this kind of visit is 90 days. To figure this …

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How Does an Overdraft Affect A Mortgage Application

How Does an Overdraft Affect A Mortgage Application

When you’re making a property purchase in the UK, the mortgage application process can be nerve-wracking. Lenders are scrutinising your finances and considering many variables, including “what-ifs,” when making an assessment. In this intense environment, how can a simple overdraft affect your application’s chances? Type of Overdraft The short answer is that it depends. In …

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How Do I Find Out My UTR Number?

How Do I Find Out My UTR Number?

If you are self-employed, you will receive a UTR number after registering with HM Revenues & Customs (HMRC). The UTR number is a way for them to identify you for tax purposes. It stands for Unique Taxpayer Reference, and each one is 10 digits long. This is a sensitive number. It allows HMRC to identify …

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10 Benefits of Working With a Financial Advisor

10 Benefits of Working With a Financial Advisor

Over the years, I have been called-out a few times on my views regarding Financial Advisors. That said, managing your own fiances is an incredibly complicated task that touches on so many areas of your life. Making a mistake in one area, can have large ripple effects in others. Investing, especially in the early stages …

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