I’m not a millionaire, I don’t have a huge salary, in fact I’ve never made more than £50K in year, and neither does my wife, she earns about £37K year. We’ve also got two kids, a dog, a mortgage, a car loan and have two decent holidays, as a family each year. We live well, …
Whether you’re just starting your retirement planning, trying to support your growing family or at the end of your career and need an extra income to bolster your savings, side-jobs can be the differences between a happy and sad retirement. Throughout my life, I’ve always had a full-time job and a side-job that helps to …
Read moreHow to Earn Extra Money in the UK – 101 Ways For 2020
Financial debts can follow us anywhere in the world electronically, so they can be hard to not repay, that said, depending on certain aspects of the contract you have signed that ties you to the debt and a few laws, you may not have to pay certain debts. In general, under the Limitation Act 1980 …
Her Majesty’s Revenue and Customs (HMRC) is the part of the UK Government that is responsible for the collection of taxes, state-support, national minimum wage and the issuance of national insurance numbers. Sadly HMRC is not known for their simplicity but is known for issuing various tax forms to us throughout our working lives, and …
Perhaps you are a landlord, and your tenants just left the flat they rented from you, but they did not take all of their belongings with them. Maybe you are moving, and you have decided to get rid of many of the items in your house instead of packing them up and take them with …
When I was fifteen years old, I wanted to two things, independence, and money. I wanted to go out and enjoy myself with my friends, and I wanted the money to pay for it. The problem, while my parents would give me some flexibility to spend time with my friends, other than some pocket money, …
With the world being in a state of panic and rightfully so, there are still ways to keep your wallet full when you go shopping for necessities and groceries. Now before you start expecting some mind-blowing strategy or app that will save you loads of money, I want to caution you that these steps are …
The days of write cheques each month to pay your bills are long gone. Today most transaction will take place online or through a digital process such as PayPal, that said maybe you want to send money to a friend or pay a bill that cannot be paid online. For this, you’ll need to send …
Read moreExpert Advice: How To Write A Cheque in The UK The Right Way
Retirement is a part of our life that many are looking forward to, but also dreading. I’m looking forward to it, and I’m looking forward to not being forced to work every day and to be able to enjoy my life. That said, I know a lot of people who dread the thought of having …
Read moreAre You On Track For Financial Freedom In Your Retirement?
For the average person in the UK today, the only way they’re going to save enough money to retire is by investing and growing their wealth. For me its even more important that I grow my wealth over the years. I don’t huge salary, nor was I provided support through University, and with a family …
Saving money comes down to one thing, spending less than you earn each month, If you earn £1,000 and spend £800, you’ll save £200 each month. This £200 that you save each month, could be the difference between retiring a millionaire, or not retiring at all. The below table shows what happens if you save …
Divorce is a tumultuous, difficult and often confusing time for all involved. Understandably, most want their divorce to be pushed through as quickly and seamlessly as possible, however due to the process involved, it can take many month and cost upwards of £1,000 in solicitors fees and court costs. The whole process from start to …
Read moreGetting A Divorce? How Long Does a Decree Absolute Take?