Divorce is a tumultuous, difficult and often confusing time for all involved. Understandably, most want their divorce to be pushed through as quickly and seamlessly as possible, however due to the process involved, it can take many month and cost upwards of £1,000 in solicitors fees and court costs. The whole process from start to …
Whats the point in working, earning and saving without having any fun? The answer, there’s no point. Saving money to retire is important, but having fun along the way, is also important. That said, you can still have fun, do the things you want to do and enjoy yourself without spending all your hard earned …
For most of us, there are two times in our lives when we can genuinely do as we wish. The first being when we are young, unmarried adults and the second when we retire. Retirement for many is a long way off; however, with the right planning, it could much closer than you thought. Pension …
Buying a house, whether it’s your first house or you’re getting a larger home to support your growing family, is a significant step. Too often, I’ve met clients who bought a new house without really thinking about it. It’s important to remember, if you buy correctly, a house could be one of the best investments …
With online investing now becoming normality, self-investing, or DIY investing as it has become known, is all the rage. Anyone can do it, but of course, not everyone can do it successfully and reap the rewards. A quick search online reveals that less than 10% of short-term traders actually make any money, while if you’re …
With interest rates at the time of writing being incredibly low, property buyers often feel they can find a great property and take a low-interest mortgage for the life of their property. The problem, this is often not the case, your personal or financial circumstances can change, and you could need to change your mortgage. …
The Boom & Bust Years (The Age of Risk) A BBC documentary that provides an insight into the how the financial system, the conditions and policies that were in place helped to create the boom and bust periods that we experienced recently. The documentary particularly focuses on the boom years in the City of London’s …
The general population overspend on groceries all the time. They purchase items that they do not need and are ignorant of sale items that are not members of their usual preferred brands. The waste and over expenditure is completely unnecessary when with just a little time dedicated to pre-planning a shopping list can not only …
The hardest part of actually saving for your retirement, is saving money. We all understand and appreciate that there are many unavoidable costs that add up, but the problem is that these costs often whittling away your monthly income in a blink of an eye. The typical life and savings cycle for most people across …
The number one rule to save money, budget and spend less than you earn. In an ideal world, financial advisers recommend that you should be saving at least 20% of your monthly salary for the future, that said, often it’s not possible. It’s not, not possible because you don’t earn enough, it’s because you don’t …
Living abroad is a fantastic experience that I would highly recommend that you took advantage of if you’re ever offered, that said, it can affect your financial future if you’re not careful. As soon as you leave the UK tax system, you’ll stop paying UK tax. This, in turn, means you’ll stop paying your National …