If you’re in your 60’s and thinking about retirement, you’re probably like many people wondering how much your state pension is worth and when you’re going to receive it. The good news, if you have worked and paid your national insurance contributions for a minimum of 10 years, you’ll get something. The rest depends on …
I’ve always wanted to retire early, the thought of working into my late sixties fills me with fear. Not only do I have a selection of hobbies and bucket list things that I want to do, I also want the freedom to make my own choices. Today, I have to work as I don’t have …
Many people begin to think about their retirement savings once they approach their 50’s. This is usually when the kids have gone, the mortgage is nearly paid, and you start thinking about getting out of the rat race. Personally, I have started my retirement planning much earlier, but I want to retire early. For many …
Life is short. One minute your at school, the next you’ve started working and then its its time to retire. The problem is that life is too short and most people, don’t think of their financial future. Over the years, I’ve met hundreds of people with that, “i’ll just keep working attitude”, but what happens …
Over the last twenty years, I can count the number of people who are not looking forward to retirement, on my left hand. Personally, I cannot wait. I cannot wait until the day when I don’t have to get up at 6am, walk to the train station, take a packed train to work, work people …
Last week I caught up with one of my oldest friends called David. David is a Geography teacher, and while I often make fun of him for colouring in maps, he is an outstanding teacher. Like many of us, he wants to retire and has dreams of moving to the countryside. The problem with retirement …
Pensions are hugely complicated, and therefore you must get proper financial advice while making sure your loved ones are looked after, and your pension costs are being kept to a minimum. Below are ten questions that we have received from across the website on a range of different subjects surrounding everything you need to know …
Ten years ago retirement and access to your state pension for women was age 60, and for men 65, but in the last few years, changes have been made to bring both qualifying ages in line, and a phased increased for both sexes. Today, you need to be 66 to retire and access your state …
In the UK today, once you’ve hit the age of 65, and as long as you have met a few conditions, you’re allowed to start claiming your state pension. As the rules stand in 2020, you can start claiming your state pension as long as you’re 65 years old, although it is scheduled to rise …
In the UK today, research shows there is approximately £19.4billion worth of lost pension that could easily be claimed with a little research. Before the 2008 Pensions Act, that said every employer in the UK must put staff earning more than £10,000 per year must pay into a workplace pension scheme, company pension plans were …
Pensions and ISA’s are a great way to protect your hard earn money from the taxman. When you invest into either an ISA or a pension fund, you pay no tax on the growth and no tax on any dividend income. The good news, both are great investment platforms that you should be taking advantage …