Retirement is a topic that I think about daily. It’s not that I don’t enjoy working, I do, it’s that I want to have the freedom to choose when I work. Today, I’m tied to my job, I have to work, pay for life, my children, and my financial future. If I keep saving, investing, …
As a family, we have try to have two holidays a year. Its something we budget for, something we save for, and most importantly, something we enjoy. Typically, one holiday is a beach holiday, and the other is something different. Ten years ago, we went skiing and I bought we bought of paid of skiing …
As part of both my mobile and home telephone contracts, we get a few hundred minutes of telephone calls each month. The problem is with all the different numbers possible to dial, its very confusing trying to work what I will be charged extra for and what I won’t. Typically if you’re going to be …
When applying for a new job, you can expect the process to involve several steps, and one of those is the CRB (Criminal Records Bureau) Check. This step allows the employer to get information on your criminal history. They will find out about your history of convictions, warnings, or anything else on your record that …
Financial debts can follow us anywhere in the world electronically, so they can be hard to not repay, that said, depending on certain aspects of the contract you have signed that ties you to the debt and a few laws, you may not have to pay certain debts. In general, under the Limitation Act 1980 …
The hardest part of actually saving for your retirement, is saving money. We all understand and appreciate that there are many unavoidable costs that add up, but the problem is that these costs often whittling away your monthly income in a blink of an eye. The typical life and savings cycle for most people across …