Taking on debt is one of those areas that you need to give a lot of thought to whether its right for you. Personally, I’m okay with debit in the form of mortgage, but I don’t have any personal debt, and I don’t run debt on credit cards. I think it’s such a waste of …
There are many different things that go into having bad credit; bankruptcy, late payments, credit searches, default debts, and plenty more. The thing is that each of these has a different impact on your credit, and for different periods of time. Bad credit is not something that goes away the next calendar year but eventually, …
An IVA is something that can negatively affect your credit and your life for a long period of time. However, IVA, if done right has the ability to help your life and your finances as a whole. This can help to increase your credit score over a period of time. IVA stands for an individual …
Having your house repossessed has a devastating effect on your credit. This one event can have major implications on your future ability to borrow money or become a tenant. It can stay on your report for a long time, but there are steps you can take to improve your credit despite this. Understanding Repossession First, …